Cottage with American flag and flower boxes on a brick pathway
  • Policy interpretation

  • Coverage opinions

  • Causation analysis

  • Reservation of rights

  • Examinations Under Oath

  • Claim investigations

  • Fraud and misrepresentation issues

  • Vacancy and occupancy issues

Coverage Evaluation & Claims Counseling

  • Ordinance or law

  • Additional living expenses

  • Replacement cost/actual cash value disputes

  • Appraisal and Reference

  • Coverage litigation

  • Declaratory judgment actions

  • Bad-faith and statutory claims

Property Insurance Coverage

The attorneys at Crowley & McCarthy, P.C. have decades of experience supporting property insurers to evaluate and address complex coverage issues. Through our experience, we have developed familiarity with property insurance coverages to effectively advise our clients on claims of all sizes, from the smallest losses to the largest exposures.

We continually monitor the latest case law interpreting policy language to ensure our clients’ application of coverage remains defensible. Our attorneys serve insurers and insurance professionals by answering coverage questions, offering coverage opinions, conducting Examinations Under Oath, and directing claims investigations.

Our attorneys strive to limit exposure for our clients by proactively engaging with insurers and policyholders during the claims process. When disputes arise, we advocate for insurers at appraisal, in Reference, and during alternative dispute resolution, and we provide a vigorous defense in litigation, at trial, and on appeal in state and federal courts.


Additional Areas of Practice